Frequently Asked Questions.
Got questions? We’ve got answers.
This page features some of our most popular questions, and answers. If you can’t find the information you’re looking for here, don’t be afraid to ask one of our friendly team.
Loans
What is a personal loan?
A loan to help you finance a personal need. You can borrow from K500 up to K21,000 and repay the loan fortnightly, over a term of up to 2 years. Premium customers can borrow up to K50,000.
What do I need to apply for a personal loan?
- Employment confirmation letter
- Three current payslips
- Government-issued ID
- 12 months’ bank statements
- Your personal details
What is a business loan?
A financial loan to help your business grow. Lending limits are primarily determined by your business’ risk profile and financial performance.
What do I need to apply for a business loan?
- Government-issued ID of business owner(s)
- NID Card of business owner(s)
- 12 months’ loan statements from other lending institutions (if applicable)
- Certificate of incorporation or business registration (if registered company)
- Two years recent financial statements
- Cashflow projections (12 months)
- Latest available IRC certificate
Where can I apply for a FinCorp loan?
You can apply here on our website, call 8220 2100, text ‘loan’ for a call back or visit one of our branches at Port Moresby, Lae, Kokopo, Goroka or Mt Hagen.
Personal loans
What do I need to apply for a personal loan?
- Employment confirmation letter
- Three current payslips
- Government issued ID
- 12 months of bank statements
- Your personal details
What can I use a personal loan for?
You can use a personal loan for medical expenses, weddings, special occasions, holidays, appliances, cars, vehicle hire and repairs, school fees and further education.
How much can I apply for?
You can apply from K500 – K50,000.
Where can I apply for a personal loan?
You can apply here on our website, call 8220 2100, text ‘loan’ for a call back or visit us at your local branch.
How do I get more information about personal loans?
For more information you can call 8220 2100, text ‘loan’ for a call back, or send us an email at callcentre@fincorp.com.pg.
Business loans
What do I need to apply for a business loan?
- Government-issued ID of business owner(s)
- NID Card of business owner(s)
- 12 months’ bank statements
- 12 months’ bank statements
- 12 months’ loan statements from other lending institutions (if applicable)
- Certificate of incorporation or business registration (if registered company)
- Two years recent financial statements
- Cashflow projections (12 months)
- Latest available IRC certificate
Are there special requirements for vehicle and equipment loans?
Yes, to apply for a vehicle or equipment loan you will also need a supplier’s quote.
What do I need to apply for a commercial property loan?
To apply for a commercial property loan, you will need a copy of title, proposed sales agreement, and valuation report (if available).
Where can I apply for a business loan?
You can apply here on our website, call 8220 2100, text ‘loan’ for a call back or visit us at your local branch.
What can I use a business loan for?
You can use a business loan for growth, cashflow, plants, machinery, equipment, car purchase, business acquisitions and listed equity investments.
How do I get more information about business loans?
For more information, you can call 8220 2100, text ‘loan’ for a call back, or send us an email at callcentre@fincorp.com.pg.
FinCorp has the answer.
FinCorp Loans Specialists are experts in all our products. If you can’t find the answers you need here, click the button below, or get in touch with one of our specialists today.
+675 8220 2100
Call or text ‘LOAN’ for a call back
Monday – Friday, 8:30am to 4:30pm